Last Updated: 11/01/2024
This Website Terms of Use Agreement (“Website Terms”) is between you and MaxYourCredit, its past, present, or future parent companies, subsidiaries, affiliates, predecessors, assignees, successors, and their respective agents, employees, directors, officers, partners, and members (whether acting in their corporate or individual capacity) (“MaxYourCredit,” “we,” or “us”), with a principal place of business at [Business Address]. These Website Terms serve as a binding agreement governing your use of our website and its contents (“Website”), your engagement with MaxYourCredit’s services, requests for contact regarding our credit repair services, and/or participation in our Text Message Program. MaxYourCredit’s “Text Message Program” includes the option to send and receive text messages from MaxYourCredit.
BY USING THE WEBSITE, ENGAGING MAXYOURCREDIT’S SERVICES, REQUESTING CONTACT ABOUT OUR CREDIT REPAIR SERVICES, AND/OR PARTICIPATING IN OUR TEXT MESSAGE PROGRAM, YOU AGREE TO THESE WEBSITE TERMS.
MaxYourCredit’s Privacy Policy applies to your use of our Website, all services provided by us, any request that we contact you about our credit repair services, and/or participation in our Text Message Program, and its terms are made a part of these Website Terms. To view MaxYourCredit’s Privacy Policy, click here. By using our Website, engaging our services, or participating in our Text Message Program, you acknowledge that you have reviewed and agree to the Privacy Policy.
ARBITRATION AND WAIVER OF CLASS ACTION
BY USING MAXYOURCREDIT’S WEBSITE, ENGAGING OUR SERVICES, OR PARTICIPATING IN OUR TEXT MESSAGE PROGRAM, YOU AGREE TO ARBITRATE ANY CLAIMS INDIVIDUALLY AND NOT AS PART OF ANY CLASS ACTION. A “Claim” refers to any case, controversy, dispute, tort, disagreement, lawsuit, legal action, or claim that is now or hereafter pending between you and MaxYourCredit. This includes alleged violations of federal or state statutes and any disputes over the interpretation of the Website Terms or arbitrability of any Claim. YOU AGREE TO WAIVE ALL RIGHTS TO: (A) A TRIAL BY JURY; (B) PARTICIPATE IN A CLASS ACTION OR CLASS ARBITRATION; AND (C) BRING ACTIONS AGAINST MAXYOURCREDIT IN COURT. YOU MAY INDIVIDUALLY ARBITRATE CLAIMS IN ANY U.S. JURISDICTION, AND MAXYOURCREDIT WILL REIMBURSE UP TO $300 OF YOUR ARBITRATION FILING FEE. The American Arbitration Association’s rules will govern the arbitration, except where inconsistent with these Website Terms. This Arbitration Clause is governed by federal law, including the Federal Arbitration Act.
About the Website Terms
The Website is provided by MaxYourCredit. If you do not agree to the Website Terms, please discontinue use. We may modify these terms at any time, and by continuing to use our Website, services, or Text Message Program after changes take effect, you agree to the revised terms. Each time you visit or log in to the Website, use our services, or participate in our Text Message Program, you reaffirm your acceptance of these Website Terms. Regularly review the Website Terms by clicking the “Terms of Use” link on our website.
About the Website
The Website provides information about MaxYourCredit’s credit repair services, educational resources on credit, and the ability to sign up for our services.
Our Services
By requesting a Credit Assessment, you authorize MaxYourCredit to obtain your credit reports for analysis. You are not required to engage our services to visit the Website, but an engagement is necessary for assistance with improving your credit. Engaging with MaxYourCredit requires that you provide accurate, complete information and that you have the legal capacity to enter into a contract. You are responsible for keeping your account information updated and for preventing unauthorized use. If you believe your account has been used without authorization, contact us at support@maxyourcredit.com.
Case Files
When you engage MaxYourCredit, you will enter into a separate written agreement with us, which creates a “Case File.” Each Case File is governed by this agreement, applicable terms, and relevant laws. You may access your Case File through our Client Portal at [Client Portal URL] to view service progress, credit report updates, and other information. While we aim to provide 24/7 access to Case Files, service may occasionally be unavailable due to maintenance or other factors.
Ownership
All materials on the Website, including text, images, graphics, videos, and other content, are protected by intellectual property rights owned by MaxYourCredit or third parties. All trademarks and copyrighted information are the property of their respective owners. MaxYourCredit retains all rights to the Website and any related technology.
Use of Website and Materials
MaxYourCredit provides the Website and its materials for personal, non-commercial use and solely for individual transactions on the Website. Unauthorized use is strictly prohibited. You may not:
- Republish, redistribute, or sublicense the Website’s content without written permission from MaxYourCredit or rights holders;
- Reverse engineer or otherwise tamper with the technology used on the Website;
- Use the Website for unauthorized or illegal purposes;
- Attempt to access unauthorized areas or disrupt the security of the Website.
Unauthorized actions may result in the limitation, suspension, or termination of your access to the Website, and we reserve the right to take necessary legal action if you violate these terms.
License
By using the Website, uploading content, or submitting any materials, you grant MaxYourCredit a perpetual, royalty-free, irrevocable, non-exclusive license to use, modify, and distribute those materials in any form or medium. We may also use non-personal, aggregated data from the Website to improve our services.
Automated Activity
Unauthorized automated access, including the use of robots, spiders, or scraping, is prohibited without our express permission. Violating our robot exclusion policies may result in restricted access to the Website.
Linking
You may provide links only to the homepage of this Website, provided that (a) you do not remove or obscure any portion of the homepage, (b) you notify MaxYourCredit of such link by emailing support@maxyourcredit.com, and (c) you cease providing links to this Website if requested by MaxYourCredit. If you wish to link to a specific section within the Website, please submit a request to support@maxyourcredit.com. MaxYourCredit, at its sole discretion, will determine whether permission is granted and any applicable terms.
Representations
You represent and warrant that (a) you have the legal capacity to enter into contracts, (b) all information you provide is true, accurate, and current, (c) you will comply with the Website Terms and applicable laws, and (d) your use of the Website and any related transactions will not infringe on any third-party rights.
Export Controls
MaxYourCredit’s services and Website, including all information, software, and technology, are subject to U.S. export controls. Website content and services may not be downloaded or exported (i) into or to nationals/residents of Cuba, North Korea, Iran, Sudan, Syria, or other countries subject to U.S. sanctions; or (ii) to individuals on the U.S. Treasury Department’s List of Specially Designated Nationals, the U.S. Commerce Department’s Denied Persons List, or similar lists. By using MaxYourCredit’s services and Website, you agree to these restrictions and confirm that you are not in a restricted country or on any such list and that you are responsible for obtaining any required U.S. government authorization.
Disclaimer
MaxYourCredit endeavors to provide accurate information on this Website; however, it makes no guarantees and accepts no liability for inaccuracies or resulting losses or damages.
Warranty, Liability, Indemnification
MaxYourCredit makes no warranties regarding the availability or performance of its Website. Use of the Website and reliance on any materials is at your own risk. MaxYourCredit is not liable for any loss of data, profits, or other damages resulting from Website use.
THE WEBSITE AND MATERIALS ARE PROVIDED “AS IS” WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. MaxYourCredit does not guarantee the Website or materials will meet your requirements or provide specific results.
MaxYourCredit, its directors, officers, employees, affiliates, agents, or contractors are not liable for any compensatory, direct, indirect, incidental, consequential, or punitive damages arising from the use of the Website, regardless of legal theory. Certain states do not allow the limitation of incidental or consequential damages, so some exclusions may not apply to all users.
MaxYourCredit does not warrant that any content, information, software, or other material on the Website will be free of viruses or other harmful components. MaxYourCredit’s total liability is limited to account cancellation as the sole remedy.
Indemnity
You agree to indemnify and hold harmless MaxYourCredit, its officers, directors, employees, agents, representatives, vendors, and distributors from any claims, liabilities, damages, losses, costs, expenses, or fees arising from your violation of these Website Terms. MaxYourCredit reserves the right to assume exclusive defense in matters subject to indemnification, and you agree to cooperate with such defense.
Privacy
In accordance with our Privacy Policy, MaxYourCredit may collect, process, and transmit certain data during your use of the Website. By using the Website, you consent to such data usage and agree that it may be transmitted to others in accordance with applicable privacy and data protection laws. Please refer to our Privacy Policy for more information.
Electronic Notices and Transactions
You agree to transact with us electronically, including accepting terms and receiving documents electronically. You certify that you are at least 18 years old and have Internet access. Notices will be sent to the email address you provide; please keep it current and ensure it is not blocked by spam filters. To withdraw from electronic transactions, discontinue Website use. Review the Website Terms anytime at https://www.maxyourcredit.com, or call MaxYourCredit at 1-888-405-4090 for a paper copy.
Access
You are responsible for obtaining necessary equipment and services for Website access. If using a mobile or wireless device, you are responsible for any carrier fees.
Notice Regarding Technology
Your Website use must comply with all applicable laws.
Miscellaneous
MaxYourCredit reserves the right to investigate and take action regarding violations of the Website Terms, including disclosing information to law enforcement or other entities as needed. These terms constitute the entire agreement between you and MaxYourCredit. If any term is deemed invalid, it will be replaced with a provision that closely reflects the original intention, and the remaining terms will remain in full effect.
This Agreement shall be governed by and construed in accordance with the laws of Utah, USA, with the arbitration clause governed by federal law. The Arbitration Clause, Sections 5-8, 10-15, and 17-20 shall survive termination of the Website Terms.
MaxYourCredit’s failure to enforce any provision does not waive its right to do so in the future. The Website Terms supersede any prior agreements between you and MaxYourCredit, unless modified in writing.
Confidentiality of Information and Attorney-Client Relationship Disclaimer
The information on this Website does not establish an attorney-client relationship. ALL CONTENT PROVIDED ON THIS WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY (WITH THE EXCEPTION OF MAXYOURCREDIT’S PRIVACY POLICY AND WEBSITE TERMS, WHICH ARE LEGALLY BINDING). THIS CONTENT IS NOT INTENDED AS LEGAL OR OTHER PROFESSIONAL ADVICE AND SHOULD NOT BE RELIED UPON AS SUCH. For specific legal advice pertaining to your circumstances, you should consult qualified legal counsel. MaxYourCredit does not warrant the accuracy or reliability of any advice, opinion, statement, or other information shared on this Website, and you acknowledge that reliance on such information is at your own risk. MaxYourCredit reserves the right to amend any errors or omissions within Website materials at its discretion.
Information on this Website regarding MaxYourCredit’s results is not intended to imply similar outcomes in future cases or circumstances. Outcomes vary based on the unique details of each case, and references to previous clients or situations are not testimonials or endorsements, nor are they a guarantee of future outcomes.
Electronic communications sent to MaxYourCredit through this Website (or its personnel, agents, or representatives) are not secured by attorney-client privilege and may not be confidential. Communications via the Website are not private and may be read or intercepted by others. Internet-based email communication is subject to interception or loss and alteration, and MaxYourCredit accepts no responsibility for damages resulting from any email communication. Unauthorized users of this Website, including spammers, may face legal action. Submitting communications to MaxYourCredit does not establish any confidential or fiduciary relationship beyond that defined in the Website Terms and any separate written agreement with MaxYourCredit.
Account Security
You are solely responsible for (a) securing your login information, passwords, and access details, (b) preventing unauthorized access to information or files stored on the MaxYourCredit Website, (c) managing all electronic communications entered on the Website, including account and financial data, and (d) monitoring all activities conducted under your account. MaxYourCredit will assume that any action or communication from your account was authorized by you. You agree to notify MaxYourCredit promptly of any loss, theft, or unauthorized use of the Website or your account information.
Please avoid using Website information for unsolicited bulk emails or other forms of solicitation. Such misuse is a violation of the Website Terms.
Responsible Attorney
If State Bar Rules require a designated attorney for this Website, MaxYourCredit appoints [Attorney Name/Office] as the responsible attorney, located at [Attorney’s Office Address]. MaxYourCredit attorneys are licensed to practice only in the states indicated in their profiles.
Third-Party Financial Application Services
MaxYourCredit’s Website may provide access to third-party provider services (“Provider Services”). MaxYourCredit does not control or guarantee these Provider Services. By using them, you agree that MaxYourCredit disclaims any liability for the actions or inactions of these Provider Services.
General Terms
- Severability: If any provision of this Contract is deemed invalid, it shall be replaced with a new provision reflecting the original intent, and the remaining Contract terms shall remain effective to the fullest extent allowed by law. Sections III, V, VIII, and other provisions by nature should remain enforceable even after termination.
- Conflicts in Terms: Should there be a conflict between this Contract and any other Website notice, policy, or disclaimer, the terms of this Contract will prevail.
- Force Majeure: MaxYourCredit is not liable for failure or delay in performing obligations due to circumstances beyond its control.
- Intellectual Property: All Content on the Website is owned by MaxYourCredit or its licensors and is protected by copyright law. No reproduction of Content is permitted without prior consent.
- Privacy Notice: Your calls may be recorded for quality purposes. MaxYourCredit may use your personal information to deliver services and as allowed by the Website Terms and the privacy policy found at our Privacy Policy Page. By accepting these terms, you agree to the privacy policy. If there are conflicts between this Contract and the privacy policy, this Contract shall control.
Prime Financial Solutions LLC DBA Max Your Credit.
info@Maxyourcredit.com
1106 W 41st St, Los Angeles, CA 90037
