You Don’t Have to Use Your Social Security Number To Establish Business Credit!

Yes, you read right! You don’t have to personally guarantee the credit application to get credit approvals under your enterprise. If you set up your business in the right way, you’ll get automatic approval from lenders for this type of credit. We can help you with the process with our business credit consulting.

Our Business Credit Consultanting Will:

  • Help set up your business correctly to ensure your credit applications aren’t automatically denied.

    Acquire your DUNS Number: This critical identifier connects your company to the largest business credit bureau, Dun & Bradstreet.

    Create Net 30 Vendor Accounts: Most businesses lack the required number of trade accounts needed to build a strong business credit profile.

    Submit business credit applications and secure approvals without using your personal credit report.

    Just as personal credit accounts are essential for building a FICO score, your business needs vendor accounts to establish a strong PAYDEX score. The experienced business credit consultants at Max Your Credit will monitor your credit history closely, guide you through the process, and ensure you stay on track to secure the financing your business needs.

 
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Types of Business Credit You Can Access with Max Your Credit

  1. Retail Credit Cards: These include store cards from retailers such as Amazon, Office Depot, Staples, Lowe's, Home Depot, Chevron, Sam’s Club, Costco, and Dell. The best part? No need to use your personal credit as a guarantee.

  2. Fleet Credit: Perfect for businesses that need vehicle repairs or aim to reduce fuel costs.

  3. Revolving Credit: Once your business credit is established, you can access MasterCard and Visa credit cards specifically for your business.

Why Business Credit Matters
Business credit cards typically come with higher limits than personal credit cards, allowing your enterprise greater financial flexibility.

However, poor credit history can hinder your business growth. Whether you’re expanding or starting fresh, financial restrictions shouldn’t stand in your way. Businesses often seek loans to meet their needs, but without a strong credit score, securing favorable loan terms is challenging.

Just as a personal credit score reflects your financial responsibility, your business credit score reflects your enterprise’s creditworthiness. It’s based on your company’s financial transactions, repayment history, and overall stability. Despite its importance, 72% of small and medium-sized enterprises (SMEs) don’t understand how to interpret their business credit scores, making loan procurement difficult.

How Max Your Credit Can Help
At Max Your Credit, we understand the critical role of a healthy business credit score. That’s why we provide comprehensive credit repair and consulting services to help businesses thrive. Our services include:

  • Credit Monitoring: Keeping a close watch on your credit history to catch inaccuracies, such as missed payments or increased debt.
  • Credit Repair: Helping you resolve discrepancies and negotiate repayment plans to boost your credit score.
  • Credit Building: Assisting with vendor account setup, reporting payment history to bureaus, and registering your business with Equifax Commercial, Experian, and Dun & Bradstreet.

Helping You Secure Initial Trade Credit
We specialize in helping startups and newly established businesses build their initial credit. Our team will guide you in setting up vendor accounts and ensuring proper reporting to credit bureaus.

Access Flexible Credit Options
Unexpected expenses and seasonal demand can strain cash flow. Our Business Credit Builder program helps you secure various forms of credit, including:

  • Auto vehicle financing
  • Cash credit
  • Fleet credit
  • Store credit

Support for Businesses of All Sizes
Our expert consultants cater to enterprises across industries, ensuring their credit profiles are accurate, up-to-date, and active with major bureaus. By doing so, we help businesses secure better loan terms, payment periods, interest rates, and overall credit opportunities.

Whether you’re a new startup or an established company, Max Your Credit is here to help you enhance your creditworthiness and navigate all aspects of business credit management. Get in touch with us today to take your business to the next level!

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When it comes to establishing business credit, the first step is setting up your business profile in the correct and proper manner. To do this, your enterprise should have the right business structure and proper licensing from the start. Since it takes time to establish a business, it’s best not to rush this process.

At this critical stage, our professional consultants will work to ensure that all your federal and state filings are congruent. All potential lenders will ascertain the date your business bank account was established. You should also be careful when selecting the name of your enterprise. It may surprise you to know that particular business names can get your applications for many banking products automatically denied. 007 Credit Agent provides a detailed list of requirements for automatic creditor and lender approval when you apply for any type of financing. Examples of these requirements include having a physical business address, having a business entity that’s active, open, and in good standing. Other important requirements include: 411 National Directory Listing A dedicated business phone number DBA: All “doing business as” should be on all banking/federal/state records. Creating a dedicated business bank account Matching state filing (Federal EIN) Business email and website
To start establishing business credit that’s separate from your personal credit report, you first need to setup business credit accounts with the major business credit bureaus. Payment history isn’t reported to the bureaus by most vendor accounts. Therefore, it’s important that you only use accounts that’ll help improve your business credit. We’ll help you establish Net 30 vendor accounts that’ll report your payment history to all three business credit bureaus. These initial accounts will enable your company to get fleet and store credit. Initial business credit application approvals without a personal guarantee. Both existing and new business approvals No business financials required Net 30 terms for business accounts Whether you utilize our Unsecured Business Financing program or build your initial business credit with our vendor accounts, you’ll have to get initial business scores and credit profiles established with Experian, Equifax, and D&B, so you can start acquiring high-limit revolving credit from cash and fleet sources, as well as stores – without a personal credit check or guarantee.
To start establishing business credit that’s separate from your personal credit report, you first need to setup business credit accounts with the major business credit bureaus. Payment history isn’t reported to the bureaus by most vendor accounts. Therefore, it’s important that you only use accounts that’ll help improve your business credit. We’ll help you establish Net 30 vendor accounts that’ll report your payment history to all three business credit bureaus. These initial accounts will enable your company to get fleet and store credit. Initial business credit application approvals without a personal guarantee. Both existing and new business approvals No business financials required Net 30 terms for business accounts Whether you utilize our Unsecured Business Financing program or build your initial business credit with our vendor accounts, you’ll have to get initial business scores and credit profiles established with Experian, Equifax, and D&B, so you can start acquiring high-limit revolving credit from cash and fleet sources, as well as stores – without a personal credit check or guarantee.
Once you establish your initial business credit, you’ll find it easier to acquire high-limit revolving credit cards under your company name. These will be liked with your EIN number, and not your Social security Number. This type of business credit doesn’t require a personal guarantee or consumer credit check for approval. The types of credit you’ll be able to obtain include: Store business credit Fleet credit for auto vehicle repairs and fuel Cash credit including MasterCard and Visa accounts Motor vehicle financing With our business credit builder enables you to acquire credit with places like Walmart, Amazon, and various other prominent retailers. You’ll also be able to acquire revolving high-limit fleet credit cards which you can use for all your vehicular needs at multiple locations. Moreover, you’ll be able to secure high-limit CASH credit cards which you can virtually anywhere on the globe. You can also gain approval for auto financing without any personal guarantee or credit check through our finance suite. You can finance multiple vehicle in your company’s name without any consumer credit reporting.

How Much Does Credit Repair Cost

Whether you need to protect your identity, monitor your credit score, or need full “Done-For-You” professional credit repair, including a positive tradeline – we have the plan to meet your needs.

30 Days Free Service – then $199/m (Automatically renews till canceled)
One-Time Payment $299 Credit Audit (Set Up Fee)

  • Unlimited disputes with all 3 credit bureaus.
  • Comprehensive credit report review to identify inaccurate personal information, highlight high-credit-utilization accounts, identify outdated or inaccurate items, and review accounts that can be made current.
  • Cease & Desist letters and letters of reference.
  • Debt payoff and budgeting system.
  • Positive payment reporting and credit-building tradelines.
  • Creditor interventions.
  • Access to all 3 credit bureau reports and scores.
  • Real-time account syncing and bill reminders.
  • Personalized credit improvement plans to fix inaccurate information, raise and rebuild your credit score, and track progress through detailed consultations and training.
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