Effective Date: [11/01/2024]

Introduction

MaxYourCredit (“we,” “our,” or “us”) is committed to protecting the privacy and personal information of our clients and website visitors. This Privacy Policy explains how we collect, use, and protect your information, and describes your rights under California law, including the California Consumer Privacy Act (CCPA). By using our website and services, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

  • Personal Identifiers: Name, email address, phone number, Social Security number, date of birth, and address.
  • Credit Information: Details necessary to assess and repair your credit, such as credit reports, credit history, and account information.
  • Financial Information: Information related to your financial history, transactions, and payment methods.
  • Internet or Electronic Network Activity: Data about your interactions with our website, such as IP address, browsing history, and other data collected via cookies and similar technologies.
  • Other Information: Any other information you provide to us voluntarily through customer support, surveys, or feedback.

2. How We Use Your Information

We use your information for the following purposes:

  • Providing Services: To assess, analyze, and improve your credit profile, communicate with credit reporting agencies, and provide credit repair services.
  • Customer Support: To communicate with you regarding your account, answer inquiries, and provide assistance.
  • Marketing: To send you information about our services, promotions, or updates if you have opted in.
  • Compliance and Legal Obligations: To comply with laws, regulations, and legal requests, as well as to enforce our terms and protect our legal rights.
  • Analytics and Improvement: To analyze website usage and improve our services and website functionality.

3. Sharing Your Information

We may share your information in the following cases:

  • Service Providers: We share information with trusted third-party vendors and contractors who assist us in delivering services, such as payment processors and IT support.
  • Business Transfers: If our business is transferred or acquired, your information may be shared as part of the transaction.
  • Legal Requirements: We may disclose your information if required by law or if we believe it is necessary to protect our legal rights or those of others.

We do not sell your personal information.

4. Your Rights Under California Law

If you are a California resident, you have specific rights under the CCPA, including the right to:

  • Access: Request information about the categories and specific pieces of personal information we have collected about you.
  • Delete: Request deletion of personal information we have collected, subject to certain exceptions.
  • Opt-Out of Sale: Although we do not sell personal information, you have the right to opt-out if this practice changes.
  • Non-Discrimination: You have the right to receive equal service and pricing if you exercise your privacy rights.

5. Exercising Your Rights

To exercise any of the above rights, please contact us using the information provided below. We may ask for additional information to verify your identity before processing your request.

6. Security of Your Information

We implement industry-standard security measures to protect your information from unauthorized access, disclosure, or alteration. However, please understand that no data transmission over the internet is entirely secure, and we cannot guarantee the security of your information.

7. Retention of Your Information

We retain your personal information for as long as it is necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

8. Children’s Privacy

Our services are not directed at individuals under the age of 18. We do not knowingly collect information from children under 18. If we learn that we have collected information from a child under 18, we will take steps to delete it as soon as possible.

9. Changes to Our Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. Any updates will be posted on this page, and we encourage you to review it periodically.

10. Contact Us

If you have questions about this Privacy Policy or would like to exercise your rights, please contact us at 1-888-405-4090

Prime Financial Solutions LLC DBA Max Your Credit.
info@Maxyourcredit.com
1106 W 41st St, Los Angeles, CA 90037